We build affordable rental homes and housing for special groups. Energy efficiency in construction and property maintenance is a key principle that guides our design choices.
Y-Säätiö focuses its new construction efforts on locations where there is demand for affordable rental housing. These include, in particular, the Helsinki metropolitan area and the Tampere region. In other growing cities, Y-Säätiö’s construction projects are located near good transport connections and essential services.
In 2024, Y-Säätiö built a total of 324 state-subsidised rental homes in prime locations within growth centres. By 2030, the foundation aims to build or acquire over 5,000 new homes. This goal will be achieved through both new developments and the purchase of existing apartments. In all new construction, Y-Säätiö is committed to developing ecological building processes and introducing renewable energy solutions.
All new developments by M2-Kodit, a fully owned subsidiary of Y-Säätiö, are state-subsidised with regulated rents. Y-Säätiö finances its housing production through interest-subsidy loans, bond issues, and its own capital. Tenant selection is based on specific criteria, including the urgency of housing need and city-specific income and asset limits.